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Skye Bank Western Union

To enable us meet and surpass the Money Transfer needs of our Customers, Skye Bank introduced the Western Union Money Transfer Service in 2005.

Western Union money transfer is an electronic funds transfer service that enables people send money from over 220 countries and 300,000 Western Union Agent locations around the World and receive them in our over 200 Skye Bank branches nation-wide.

We also have “Dedicated Centers” where only Western Union transactions are consummated. The bank’s dedicated centers are strategically located, catering to numerous Western Union customers within and without the localities.

The product is uniquely designed to allow both customers and non-customers of Skye bank to receive their funds at our branches. Nigeria is presently a receive-only country for Western Union Money transfer.

The success of Skye bank in the area of Service Delivery has endeared the bank to the teeming users of the product.

The bank is opened for Western Union business:

Monday to Friday: 8.00a.m. – 4.00p.m.
Saturday: 9.00a.m. – 3.00p.m. (For selected locations)
Sundays and Public Holidays: 10.00am – 2.00pm

Benefits of Collecting Western Union Transfers from Skye Bank
Our services are fast and efficient
We have over 200 branches and locations, making the service easily accessible to receivers nationwide
Security of transactions is guaranteed
Availability of Dollar Cash
Opportunities to win various gift items with repeated patronage
Currency conversion service through our Bureau de Change outlets nationwide, making our locations, a one-stop shop for Western Union customers.
Convenient opening hours
Procedure To Receive
The receiver goes to the nearest Skye bank location and completes a Money Receive Form
Receiver provides the following information
10 digit Money Transfer Control Number (MTCN)
Test Question and Test Answer
Receiver provides acceptable means of identification.
Any of the following means of identification are acceptable:
International Passport
Driver’s License
National Identity Card
Other secondary identification acceptable by Skye bank Plc
Further details on the product can be obtained at any of our locations nationwide.
You can also call our Western Union Customer Service Center on any of these lines;
234 1 2703090 or 234 1 8775732 or email us on

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The Hottest Gold Investment Strategy Available Today

Buying gold is an investment strategy which, in this current bear market, is unlikely to fail to make a real return on your investment and safeguard your personal wealth against ever rising inflation, but perhaps the hottest gold investment strategy available to private and institutional investors is certified gold coins.

Certified gold coins as a gold investment strategy are pretty much the same as gold bullion bars with one exception; the rarity and scarcity value which is placed upon them because they are highly prized collectors items. It is the collectible value which tends to make them more expensive than bullion bars and harder to come by. A gold investment which comprises bullion bars and bullion coins is a wise investment, simply because the spread is wider and when it comes to selling and retrieving some of your gold investment and turning it into liquid assets it is sometimes easier to sell gold coins on the market because of their rarity and scarcity, and of course this can and does push the price over and above gold bullion bars.

Making a gold investment is something people have committed themselves to over the centuries and certainly there is documented evidence dating back some ten thousand years of gold ornaments and trinkets being gathered together as a safe haven for someones wealth and a protection against the then documented political unrest of the time.

The economy is in a precarious state which is reflected in the US dollars continuing devaluation and the gold bear market, which is now 12 years long and shows no sign of slowing. For investors in gold bullion products, just like in the distant past it is a safe and tangible asset to hold.

The modern era of gold investment and the free gold exchange began in the late dark days of 1974 when a little political skulduggery legalized the ownership of gold in private investors hands for the first time in well over four decades. Although it started with a trickle at first, the floodgates were well and truly opened, and by 1990 the entire gold and silver bullion and certified coin dealing business had become a bit of a feeding frenzy. Many investors got their fingers burned through lack of knowledge of this particular market and there were some really vicious sharks waiting to eat alive the unsuspecting punter and investor.

Fortunately all of that changed with the inception of the Certified Gold Exchange which from day one of trading earned and has kept a continuous A+ rating with the Better Business Bureau, serving only to offer investors an honest and level platform for gold investment advice and a place where honest above board deals can be conducted.

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Ways An Entrepreneur Can Use The Law Of Attraction To Be Successful

It is true that anyone can benefit from grasping the concepts of the law of attraction and applying them, and any entrepreneur who grasps these concepts can be wildly successful. This is because the idea behind this law is that your feelings and thoughts affect your reality. When you align your vision and goals in life with your thoughts and feelings, life will become nothing short of magical. If you are a businessperson, you can be successful using the law of attraction in the following ways:

Following your passion

The main concept of the law of attraction is to do what your heart desires. If you follow your passion then everything else will simply fall into place. The law will help you attract whatever you need in order for your passion to radiate. An excellent way to do that is to make a vision board.

Building better relationships

By using the law of attraction, you can attract people who share your vision and passion. If you are a businessperson, you can use this law to attract investors, customers and clients. You will not only attract these people but you will be able to build better relationships with them. This will lead to higher customer satisfaction, which will enhance your business. You will also be able to form lasting personal friendships.

Making more money and personal growth

The law of attraction works on the principle that everything is energy, including money. Therefore, this law states that you can attract money with your thoughts and feelings but you must act in harmony with the laws of the universe. This certainly works towards improving your business and enhancing your personal growth.

Offering valuable service

One of the main things of succeeding in your business is giving your clients or customers valuable service to keep them coming back. The law of attraction can help achieve. If you know what you want in your business, you will be the best at what you do, hence you will offer valuable service to clients or customers.

You will fall in love with your work, which will enable you to be happy when serving your customers. This positive energy will affect the people you serve in a positive way. You want to understand this concept, mind movies can help in the law of attraction. You can also invest in a personal development program. It is not that expensive yet the benefits are unbelievable.

Get more information about how Mind Movies can help in the Law of Attraction from my site .

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Why Small Business Needs Accounting

According to the NY Times, one of the ten reasons small businesses fail is due to improper or lack of accounting. Corporations spend a significant amount of money and hire accountants to report on the status of the company and maintain day to day operations. Yet, many small businesses end up failing to maintain proper accounting.

Accounting Helps with Operating Your Business
Proper Accounting helps pay employees and vendors; helps with customer invoicing, helps post payments; tracks your business assets and liabilities, and most importantly, it calculates any profits and losses. Small businesses cannot operate if they can not pay their employees or ignore vendors bills and continue receiving materials for their products. Often, those functions are ignored by small businesses due to lack of time thus resulting to work stoppages.

Accounting Provides Feedback
At the end of every period, may it be monthly or yearly, as small business owners, you have some idea of how you performed and accounting provides you the validation you need. It will tell you if you made a profit or loss. If you happen to have a loss, it will determine where your biggest expenses are coming from and if you did make a profit and still left with a small cash balance, it will probably tell you which customers havent paid and which customers are now delinquent. Small businesses fail when what they think is not true and this is the most important reason why small businesses need accounting.

Accounting Helps Comply With Legal and Contractual Obligations
The IRS, other government agencies, and banking covenants require businesses to provide a detailed accounting of their revenue and expenses. Depending on the size and entity type, it also requires you to have a balance sheet or listing of assets, liabilities, and equity. Accounting provides you with that information easily. It provides business owners the right amount of withholding, deductions, and back-up just incase they get audited.

Accounting Provides Non-Financial Insights
Many small businesses fail to realize that accounting is not just financial information. It has information on timing, customer information, employee information, and other information that may not necessarily be part of your financials. For example. a key non-financial trend that small business could pay attention to is their customer demographics, you can identify what your customers age, location, and how they order products and services and you can zone in on advertising to that demographics thus increasing revenue and could lead to increased profit. Another, key non-financial trend small business can pay attention to is monthly sales figures, when a small business realize that a continuous trend of slow monthly per year. A small business could either ramp-up advertising 30 days before as anticipation of the slow month or they could plan a family vacation.

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Small Business Resources Every Business Owner Needs

Seeking out small business resources doesnt have to take long if you know what your business needs. Small business owners can find a wealth of resources on the many websites that cater to the tools, services and employer information that every business needs to run efficiently. By using the right small business resources to find everything they need online, small business owners can save themselves time that could be used in that business.

Business Tools Online

No business runs well without the right tools available to employees. Small business machines such as computers, printers and labelers are all used in the typical office, and staying on top of the latest innovations in those machines can mean staying on top of the competition. Whether its postage meters that a business needs or a simple calculator, employees cant use them if they dont have them. Software, office furniture, printing paper and more can be found at low prices online, and shopping for them takes less time when its done on a website.

Hiring Employees and Contractors

Every business needs employees to keep it running. To find those, business owners dont have to place a newspaper ad any longer. They can use one of the many websites that can assist them in finding productive employees. Some sites allow you to read the profiles or resumes that are posted by job seekers. This is an easy way to find qualified candidates for the open positions.

Another type of site is one that allows business owners to put up an advertisement for a job opening. Many employers prefer to post an ad because they want fresh employee leads and want to post the job specifications. Using these jobs, business owners can seek out employees, independent contractors or even interns. Owners can choose popular sites that will yield hundreds of applicants or more specialized sites that will attract candidates within a specific field. Other job sites, such as bidding sites, allow employers to post specific projects and to receive bids from multiple contractors.

Financial and Legal Services

Sometimes, its the services that a business owners uses that determines how successful that business is. The business must have an effective payroll system to keep employees and contractors paid in full on time. It may need legal services for drawing up contracts and protecting the company against liability. Finding out which services you need and where to go to get them can both be done through sites that provide these business resources.

In some cases, the services can be provided through websites. In others, the sites connect business owners to local professionals who can provide those vital services. For owners who simply need information about which services are important and how they can be integrated into the business, there are plenty of educational resources online as well.

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x10 Trade Show Booth Play Big In Campaigns

Trade show exhibits can make or break the campaign planning. In this regard, properly chosen and well-conceptualized display materials hold a key in generating attentions. 10×10 trade show booth of the pop up version is gradually becoming popular. Different exhibitors have different requirements. Naturally, the displays also vary to suit various needs. The booth designs play their part in properly showcasing the intended message.

Since recession scar, several companies are looking for cost-saving options to stay afloat in the cut-throat competitive market. Pop up trade show displays and the stall designs give the companies some effective options to save their hard money in promotional activities without diluting the marketing campaigns. New-age technical invention has yielded in many durable and flexible stall materials at cheaper price. Trade show participants now can enjoy proper value for their money. The frames are now made of extruded aluminum that ensures light weight yet strong durability to the whole structure. Now, companies can easily carry them and set them up at the venues. Unique designs have ensured smooth foldable features to the frames. It has resulted in little investment on manpower to put up the stalls and fold them.

Now, the companies of trade show displays guarantee satisfaction and success at mega meets with their budget range of products, designed to meet ever-changing promotional challenges. Aided with eye-catching graphics printed on quality fabric panels these exhibits are no doubt lethal weapons in advertising battle. In order to add more punch to the campaigns, campaigners now relying on hi-tech accessories. The trade show booths give them options to attach Plasma TV monitors, powerful halogen lighting system, audio aids etc. The lights are of low-voltage variety. So, they save electricity without affecting the luminosity. Unique designs establish the themes of the display booths. They can be serpentine, curved, straight, horse-shoe shaped, pyramid-like and many other varieties. Light weight structure-materials ensure their versatility. Moreover, the eco-friendly and wrinkle-free fabric-component and graphics give the exhibitors an effective solution to use the same booths again and again.

Table top displays also have their share of importance. They are low-budget solutions and quite helpful in case of space crunch. Truss varieties have simple systems that do not require any tool to put them up as stalls. The merchants of trade exhibits offer quality services like express shipping within few days and lifetime warranty on specific equipment like the frames. So, there is no cause to worry about their maintenance and repairing issues. Several of the vendors have also started to offer lucrative cost-saving options like renting service. It enables the companies to spend a little price on displays in case of limited use. 10×10 trade show booth has really got many reasons to become a long-term solution in corporate campaigns.

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Bank Jobs And Banking Scenario In India

The banking industry is surely blooming in India. In fact, in the last decade, there has been a tremendous growth in this sector with both public and private banks doing good business. The percentage of vacancy in banks has also grown up resulting in more and more employment opportunities for the current generation of youths.

Furthermore, it cannot be denied that banking jobs are one of the most preferred jobs in the economy today. Bank jobs are secure, high-paying and very rewarding. More and more people are showing a strong inclination to enter the banking industry. Besides, you also need to consider the fact that the modern day banks have really diversified themselves very well.

Gone are the days when they merely used to perform the conventional functions of accepting deposits and granting loans. Take for instance, the McKinsey Report titled India Banking 2010 which revealed that the growth in the banking sector in the country has been staggeringly high in the last 10 years with an annual growth rate of 51%. This certainly augurs well for the economy which has always been criticized for its high population and high unemployment rate.

Fortunately, more and more recent bank jobs are cropping up and the youths are only too eager to grab the opportunity with both hands.

The present day scenario is certainly promising chiefly owing to two reasons:
i.Diversification: As explained above, banks have shed their conventional tags and are now diversifying their functions to perform a number of activities. They are not shying away from managing credit cards, funds, loans, stocks and insurances for the clients. Thus, there are several new departments that have come up. It goes without saying that the birth of new departments opens up more employment opportunities for the countrymen.

ii.Foreign branches: Another reason why the banking scenario is at a booming state is that a number of banks are setting up branches on foreign soil. With globalization taking full shape, it has become almost imperative for the modern day banks to establish their presence all over the world. Hence, even Indian banks are setting up branches on other countries. Then there are private banks and foreign banks which are extending their powers inside the country. All these have surely given birth to fresh employment opportunities.

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How to Become an Online Entrepreneur like Jason Bronson

The internet has made it easier for anyone with the characteristics of an entrepreneur to fire their bosses, work less, have more time, and make money online. If that sounds like something that interests you, here’s how to get into a home based internet business that’s right for you.

First, You Must Believe

Few people become a success by accident. You can’t assume the role of an entrepreneur unless you think like an entrepreneur. And one thing a successful entrepreneur never thinks about is failure.

Jeff Bezos of Amazon.com has a net worth of over 4.85 billion dollars. Pierre Omidyar, the founder of eBay, has over 7 billion dollars in the bank. And while you may not end up earning what these online business entrepreneurs earn, there is absolutely no reason why you can’t take one of the top online business ideas and turn it into a very healthy income.

Here are 5 basic steps to launching a business opportunity that will make money on the internet online:

1.Find something in demand and sell it. Even in the worst of times people still spend money. The only difference is, they are more choosey about what they spend it on. If you can offer a product that people need, no matter what the economy is like, you’re on to a winning formula.

2.Make sure you team up with a business that is not MLM. You need to focus your energies on keeping yourself motivated and productive. It just wastes your time when you have to babysit downline members who aren’t as motivated as you are.

3.Look for a unique online business opportunity that isn’t over-represented. It takes a lot of time, energy and money to compete against established competitors who already own a huge share of the online home business internet market. Find a good niche and serve it well.

4.Work less; work smart. Find an online internet home based business that offers you the ability to automatically prospect for customers and that gives you the tools to make sales online without having to interact with your customers directly.

5.Finally, make sure you choose real business opportunities online that do not exploit the opportunity seeker. There are plenty of scams out there. Do your due diligence and choose a company you can trust.

Ready to change your life?

There’s money to be made owning a home based internet business. Choose yours and get started!

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New Small Business Directory Release 2013-2014 Directory of Housing Authority Procurement Opportun

New Book Release: 2013-2014 Directory of Housing Authority Bidding / Procurement Opportunities and Vendor Applications, Volume 1, Edition 1

Use this Annual Directory to Apply for Often Untapped Housing Authority Small Business Contracts and Procurement Opportunities

Untapped Small Business Contracts

Housing authorities are a fertile source of contracts for smaller enterprises. Larger city and state contracting opportunities are often more visible and accessible by business entities; but there are a plethora of contracting opportunities with local housing authorities that often go untapped by small businesses.

Easy-to-Use Resource

This directory is an easy-to-use, one-of-a-kind, resource tool for small business owners seeking to grow their companies by doing business with housing authorities across the United States.

Receive Bid Solicitations as Soon as they Become Available

By using the Housing Authority Directory, small business owners can click and apply to receive bid solicitations and procurement opportunities in their regions as soon as they become available by housing authorities. They can also seamlessly click and complete vendor packages online without having to do the research to find and sort out contracting opportunities.

What’s Included in Housing Authority Directory

The 2013-2014 Directory of Housing Authority Bidding / Procurement Opportunities & Vendor Applications, States A-F, Volume 1, Edition 1, includes the following:

— Direct links to housing authority procurement applications.
— RFP and Bid Solicitation Requests for several housing authorities, complete with bidding deadlines.
— Housing authority contact information, including street and website addresses.
— Direct links to small business vendor packages in several states.
— Procurement contacts, including point-of-contact names, addresses, telephone numbers, fax lines, and email addresses.

Get started quickly and easily today. See the 2013-2014 Directory of Housing Authority Bidding / Procurement Opportunities and Vendor Applications, Volume 1, Edition 1, at , for an easy-to-use resource for registering your business and finding contracting opportunities in housing authorities.

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Cassandra Black is the author of the Directory of Housing Authority Bidding / Procurement Opportunities and Vendor Applications available via Amazon, Barnes and Noble and Stone Cottage Books, the Master List of Property Preservation Companies Directory, 3rd Edition, and other small business publications.

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Green Investment Trends

If finance experts are to be believed, green investment is still worth despite the global economic blues. Sustainable investment options are set to become more attractive in the long run with the incorporation of the eco-stimulus. Currently, green stocks are showing stable returns on investments and investors who care about how and where their money is being used are opting for the “go green” option.

Investment can be a great way of making money if done in a logical and systematic manner. In the last few years, significant changes have been visible in the interest of investors across the world. Other than oil and gas, interest has deviated to sources of energy as it causes less harm to the environment and society. Thanks to the increased awareness on sustainable investment opportunities, several companies across the world are realizing the importance to preserve and protect the planet. In the form of a contemporary type of stock investment, green investments are becoming popular for the investors who want to use it as a source of helping the earth and the atmosphere.

There is no significant difference in green investment and stocks and mutual funds. The difference lies in the fact that green investment is made in companies committed to conservation of natural resources. These companies are actively involved in producing sources of alternative energy, clean water and air projects and products and services that bring a significant change to the communities and environment.

As far as sustainable investment is concerned, green based projects are the main concern. Even though this movement includes companies that are into other lines of business, organizations that have modified their operations for running environment-conscious business can also be included in it. For the next several decades, green building, recycling and water will be the strongest growth points. Earlier this year when the market was up for 21% in March, market for green stocks rose to 30%. As part of the American Recovery & Reinvestment Act of 2009, approximately 14% is comprised of clean energy and efficiency.